For many, the concept of w88 sports betting app is too daunting.
Where to begin? What to do? Is it worth it?
Michelle Kelley, University Human Resources benefits manager, has heard these questions and many more like them. Her message, during the upcoming “Planning for w88 sports betting app Week” on Feb. 22-26, which will feature panel discussions and informational seminars on w88 sports betting app open to all University employees, is quite simple.
“Even making an effort just once a year to make sure your portfolio is diversified, or re-balancing with w88 sports betting app vendors … taking a look at your goals and asking yourself, ‘Am I saving enough?’ … can make all of the difference,” she said. “During the year, pay attention. Forgetting about your w88 sports betting app during the year is one of the worst things that can happen.”
Kelley said “Planning for w88 sports betting app Week” will highlight the importance of saving for w88 sports betting app, as well as provide ideas and counseling to assist individuals with w88 sports betting app planning. She said that University employees already participate in a defined benefit (PERS) or defined contribution (RPA), which provides the foundation for employees’ w88 sports betting app.
“But, usually that isn’t enough,” she said, noting that not everyone will be eligible for social security. “Most of us will need to add to our w88 sports betting app savings in order to have enough to live comfortably and meet our w88 sports betting app goals.”
She said the week will look at a variety of employee needs.
“Five or 10 years out from w88 sports betting app, one year out, forty years out from w88 sports betting app … our goal with ‘w88 sports betting app Week’ is to make the information relevant to anybody,” she said. She added that the recent economic downturn has probably added a layer of anxiety for individuals who have recently had w88 sports betting app on their minds: “We want people to have all of the information they will need … and if it helps them make decisions during a difficult time, then even better.”
Not surprisingly, employees’ confidence that they will have enough money to live comfortably throughout w88 sports betting app has dwindled in recent years. According to a national survey conducted by the Employee Benefit Research Institute, about 25 percent of workers were very confident in 2005 that they had enough money to live comfortably in w88 sports betting app; by 2009, the number had dropped to just 13 percent.
If there has been one positive associated with the worst economic recession the country has suffered in a generation, it’s the fact that more Americans are trying harder to save money for w88 sports betting app than just a few years ago. The same survey indicated that in 1994, 57 percent of workers in America reported that they or their spouse had saved money for w88 sports betting app; in 2009, the number had grown to 75 percent.
Kelley said the overriding goals for “Planning for w88 sports betting app Week” are:
- Help employees be more aware of the need to save now for the future;
- Help employees understand the value of a plan for w88 sports betting app;
- Assist employees with the transition to w88 sports betting app;
- Create a culture that promotes and values saving in the workplace and the community.
Sessions Include:
- Panel discussion with emeriti faculty
- Understanding the 2010 Roth Conversion Opportunity
- Estate Planning
- A Woman’s Money, A Woman’s Future
- Social Security
- Resilience: Rethink, Rebuild, Retire
In addition to the seminars and events, advisors from all three w88 sports betting app plan sponsors will be on campus and available throughout the week to assist you in developing a plan for w88 sports betting app, performing a w88 sports betting app check-up and/or diversifying your portfolio. Information on scheduling an appointment with a w88 sports betting app advisor is available at the UNR HR w88 sports betting app Counseling webpage.
“Even if you only update your beneficiaries once every year,” Kelley said, “you’re still ahead of the game. Taking only one hour each year, once you’ve learned the basics of how to manage your w88 sports betting app fund, it does become like second nature for many people, which is a very good thing.”
